Terms Version: 2026-v1

NFC Card Validity & Renewal Policy

Last updated: Philippine Standard Time (Asia/Manila). Effective for all mono NFC portfolio card holders.

1. Initial Validity Period

Upon claiming a new physical mono NFC card, an initial validity period of 12 calendar months is automatically assigned to your account. Your validity begins on the date and time of successful activation and is stored in Coordinated Universal Time (UTC) and displayed in Philippine Standard Time (Asia/Manila).

2. Renewal Plans and Pricing

Card owners may renew their portfolio hosting and online presence at any time by selecting one of our available renewal options:

  • 6 Months Validity: PHP 20.00
  • 12 Months Validity: PHP 50.00

Prices are subject to administrative updates without requiring code redeployments. Active rates displayed on the owner dashboard at the time of payment submission govern the transaction.

3. Early Renewal Policy (No Lost Days)

Customers may renew prior to their current validity expiration date. The calculation rule applied during approval is:

new_valid_until = greatest(now, current_valid_until) + plan_months

If you renew while your card still has active days remaining, your new validity period begins at the conclusion of your existing period. You do not forfeit or lose any prepaid days by renewing early.

4. Grace Period and Deactivation

When a card reaches its validity expiration date:

  • Grace Period (14 Days): Your public NFC card remains accessible to visitors. An expiration notice is displayed exclusively inside your private owner dashboard.
  • Inactive Status: Once the 14-day grace period elapses, your public card is deactivated. Visitors scanning the card will see a neutral "This card is inactive" message with no personal details displayed and search engine indexing disabled.
  • Immediate Reactivation: An approved renewal extension restores your card to active status immediately.

5. Validity Extensions and Renewal Requests

Card owners who wish to extend their portfolio validity may message the administrator directly. Select your preferred plan (6 Months or 12 Months) and message the administrator with your registered account email.

Validity extensions are processed directly by the administrator and applied to your account. Early renewals stack onto your existing validity with zero lost days.

6. Data Retention and Privacy (RA 10173)

Pursuant to the Philippine Data Privacy Act of 2012 (Republic Act No. 10173):

  • Accounts that remain inactive for more than 90 days past validity expiration become eligible for automated or administrative purging to minimize unnecessary storage of personal information.
  • Card owners may download a full machine-readable JSON copy of their portfolio data ("Export My Data") or permanently delete their account at any time from the dashboard.