Terms of Service

1. Acceptance of Terms

Welcome to mono ("Service", "we", "us", or "our"), operated by [INSERT COMPANY / ENTITY NAME] ("Operator"). By claiming a physical mono NFC card, creating an owner account, accessing the dashboard, or displaying a public portfolio page, you agree to be bound by these Terms of Service.

If you do not agree to these terms, do not activate your physical card or access the Service.

2. Service Description & Public Display

mono provides physical Near Field Communication (NFC) cards paired with digital web portfolios. When a physical card is tapped on an NFC-compatible mobile device or its URL is shared, visitors access the public portfolio profile associated with that card.

You acknowledge that any details you publish on your portfolio (including your name, headline, bio, avatar, social media accounts, contact telephone numbers, services, portfolio images, and QR payment codes) are intended for public display. You control which fields are visible through your Dashboard settings.

3. Card Claiming & Security

Each physical card includes a unique random token and an activation code. To claim a card, you must provide a valid email address and password. You are responsible for safeguarding your login credentials. You agree to notify us immediately at [INSERT SUPPORT EMAIL] of any unauthorized access to your account.

4. Validity, Grace Period & Inactive State

Physical cards include an initial validity period upon activation. When validity expires, accounts enter a 14-day grace period during which cards remain viewable while an expiration notice appears in the owner dashboard. Following the grace period, cards transition to an inactive state where public visitors see a neutral notice and no personal data is displayed.

For complete pricing, renewal procedures, and grace period calculations, please consult our Card Validity & Renewal Policy, which is incorporated by reference into these Terms.

5. Payments & Billing

Subscription renewals may be submitted via manual payments (e.g. GCash) with a reference number and optional payment proof receipt. Payments are reviewed and approved by human administrators within [INSERT APPROVAL TIMEFRAME, e.g. 24 hours]. We reserve the right to reject payments that cannot be verified or contain duplicate reference numbers.

6. Acceptable Use & Prohibited Conduct

You agree not to publish content or use the Service in any manner that:

• Is unlawful, fraudulent, defamatory, harassing, or invasive of another person's privacy.
• Contains malicious scripts, hidden redirects, or phishing links.
• Infringes upon any intellectual property rights of any third party.
• Promotes deceptive schemes, unauthorized financial services, or harmful materials.

We reserve the right to suspend or disable any card or account found in violation of these rules without refund.

7. Data Ownership, Export & Deletion

You retain ownership of all content, images, and information you upload to your portfolio. You may export a complete machine-readable copy of your personal profile, contacts, gallery items, and payment history at any time from your Account Settings.

You may permanently delete your account and all associated portfolio assets at any time via your Dashboard. Deletion permanently erases your account, unlinks your physical card, and recursively removes your uploaded images from our storage servers.

8. Disclaimers & Limitation of Liability

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND. TO THE FULLEST EXTENT PERMITTED UNDER APPLICABLE LAW IN [INSERT JURISDICTION, e.g. Republic of the Philippines], THE OPERATOR DISCLAIMS ALL LIABILITY FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE SERVICE OR ANY PHYSICAL HARDWARE CARDS.